The Outlook for the Share Insurance Fund
The two main stressors on credit union capital since the start of the COVID-19 pandemic have been high share growth and low interest rates....
NCUA’s Exam Modernization Efforts
Last week, NCUA hosted a webinar on the ongoing efforts to modernize examination procedures and introduce new online tools or applications. The agency has...
CFPB Issues Regulation E FAQs
On June 4, 2021 the CFPB published a new compliance aid: frequently asked questions about Regulation E. Specifically, these FAQs address issues surrounding unauthorized...
Interchange Fees Refresher
Recently, interchange fees have resurfaced in the news and a refresher on the issue — and why it matters to credit unions — is needed.
Background
When a customer uses...
The Americans with Disabilities Act: Some Basics
Credit unions have been subject to the requirements of the Americans with Disabilities Act (ADA) since it was signed into law in 1990. In...
Managing Risk to the Financial System
Recently, fintech companies have started using different strategies that sidestep federal financial regulation as they seek to expand their reach to consumers and access...
What NCUA’s Focus on Fair Lending Exams Means for Credit Unions
In November 2020, the National Credit Union Administration (NCUA) gave an update on consumer compliance expectations for 2021, along with some insight into its...
Fidelity Bonds Refresher
Fidelity bond coverage can insure a credit union against losses such as fraud, theft and embezzlement. Obtaining a fidelity bond is crucial for a...
Returning to Branches and Offices This Year
As the number of coronavirus cases continues to fluctuate, there is a lot of uncertainty about how people will balance the risks of returning...
What Is an Autodialer? Ask the Supreme Court
Credit unions have many reasons to contact members by phone: to market new products and services, inform the member of fraud alerts and other...
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